Providing access to lower cost finance lies at the heart of the Strategic Banking Corporation of Ireland (SBCI) mission. The SBCI was set up in late 2014 to address issues SMEs were facing in the credit market in Ireland following the banking crisis. Specifically, the SBCI was put in place to secure sources of longterm lower cost funding for SMEs. SBCI finance is available to businesses in almost every sector of the Irish economy, and we encourage any SME that has not thought about an SBCI loan to consider the benefits our finance can bring. The benefits for businesses that secure loans through SBCI include a lower cost and potentially more flexible repayment periods, delivering cashflow benefits to SMEs.

Up to the end of 2017, the SBCI had supported 22,962 Irish SMEs with loans totalling €920 million. These SMEs employ over 119,392 people. In addition, the SBCI has guaranteed an additional €150 million in lending to the agricultural sector in Ireland through the agricultural cash flow support loan scheme.

In March 2018 the SBCI introduced a new risk sharing product, the Brexit Loan Scheme.

You can find further information on how to apply for SBCI loans and our contact details at


Twitter: @SBCIreland